Welcome to Florida, where we are the only state that has 2 insurance inspections that may be required to obtain and/or renew property insurance coverage. Below is a breakdown of both:
1. Four-Point Inspection:
Purpose: Required by Florida insurance companies to obtain or renew Homeowners Insurance Coverage.
Areas Covered: This inspection focuses on four main components:
- HVAC systems
2. Wind Mitigation Verification Inspection:
Purpose: Required by some Florida insurance companies to prove hurricane resistant features that may be present.
Areas Covered: This inspector will itemize specific features incorporated in your homes construction by accessing the attic space. The goal is to verify your entitlement to these credits and possibly save $